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My Debt Epiphany

A blog about getting out of debt and getting on the right track financially

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Credit

Best Strategies and Tips to Crush Credit Card Debt

Image Credit: Flickr With over $747 billion of credit card debt across the United States, most Americans know far too well how easy it is to fall into a trap of not being able to pay off their credit cards. Because credit cards give the feeling of “free money,” people tend to spend money they… Read more

How to Check Your Credit Online For Free (+ A Free Checklist)

Have you checked on your credit lately? It’s important to know where your score stands and monitor your report regularly. This can help you be more prepared if you ever need to use credit and avoid any unfortunate situations like becoming a victim of identity theft. When I first started checking and monitoring my credit,… Read more

8 Financial Moves to Make in Your 20s

Your 20s will be some of the best years of your life. You’ll meet lifelong friends, experience new things and places, and learn more about yourself in general. Being in your 20s is also the best time to focus on establishing a strong foundation with your finances. It’s a great time to make financial mistakes,… Read more

Credit Cards Are Not Evil: Don’t Make These Common Credit Card Mistakes

When most people hear the words ‘credit card’ they cringe. Either they owe their credit card company a balance or they just finished digging themselves out of credit card debt. Even if they have never used a credit card before, people may still cringe after hearing all the horror stories about their friends sinking into… Read more

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I'm Chonce. Join me on my journey to balance finances with living a great life now and preparing for the future.

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I am a Certified Financial Education Instructor, but the content on this site is not professional advice. I speak from my own personal views and opinions. I may be compensated by a third party company either through advertisements, affiliate links, or reviews found on this site or in my email newsletter but I never recommend products or resources I don't believe in. Read more here.
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