Back when I started this blog, I was drowning in debt, living paycheck to paycheck, and earning a low income. I wondered how certain successful people could multiply their income in such a short amount of time, build successful businesses, retire early, and become millionaires next door. Then, I read an article online that stated… Read more
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50 Everyday Expenses You Need to Stop Spending Money On
Our daily life can be hectic and sometimes we long for convenient ways to save time and do less. Unfortunately, seeking convenience too often can cause you to overspend quite a bit. Saving money is very convenient too and much better for your wallet and your financial goals. By planning ahead using savings strategies, we… Read more
Best Stay at Home Mom Jobs For 2023
Looking to stay at home and make money? Whether you’re a stay at home parent or spouse, you may be interested in ways to earn an income part-time. Being a stay-at-home mom is one of the most rewarding jobs and it’s something I longed for when my son was young. I wanted to be there… Read more
Achieving Financial Freedom with the Debt Snowball Method
The average American household has $96,371 in consumer debt according to Experian. This includes around $5,221 in credit card debt and $20,987 in auto loan debt. Several years ago when I first started my debt payoff journey, I was all about saving the most money in interest and tackling the big balances first (ie. using… Read more
Emergency Fund Tips: How to Grow Your Account Fast and Where to Start
I’m super attached to my emergency fund. I saved my first baby emergency fund of $2,000 in 2015 when I’d just started out on my debt payoff journey. Since then, I’ve had a hard time becoming comfortable parting with the money for any reason. It’s important to save money and avoid touching it in case… Read more
How Does Shopkick Work? Save Money and Earn Rewards
I’ve always loved finding clever ways to save and get more bang for my buck. But recently, the cost of everything has gone up so much that I’m getting back into the habit of saving money as a necessity rather than a choice. As I return back to my more ‘frugal by necessity’ roots, I’m… Read more
4 Best Ways to Battle Lifestyle Inflation and Save Money
Today we have a guest post from Michael. Michael is the owner of Savebly, a personal finance blog, dedicated to helping others to improve their finances and live life on their own terms. Slowly but surely, lifestyle inflation will creep up and it has the potential to ruin you financially, burying you in piles of… Read more
7 Smart Moves to Make With Your Tax Refund
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more
30 Frugal Ways to Spoil Your Spouse (+30 Budget Date Ideas)
Relationships require a lot of communication, love, and nurturing to thrive. With this month being the most prominent time of year to express your love, I thought it would be fun to offer up some ideas of affordable and even some free ways to spoil your spouse followed by 30 budget-date ideas. I’ve only been… Read more
Prioritizing Your Debt-Free Strategy
Debt can make it difficult to get ahead with your finances so it’s no wonder that being debt-free is a very common financial goal. While there are many strategies to help you get your debt down to zero, it can be hard to figure out which one is best. However, once you find a way… Read more