Perhaps you work a 9 to 5 job, but still don’t have enough money to buy the things you need or want. Maybe you want to save more or start investing but it’s a challenge due to a lack of funds. There are many things you can do to fatten your wallet while even perhaps enjoying yourself.

Design Printables to Sell on Etsy

If you’re more artistically minded, you could create printables and sell them on Etsy. These can be anything — from budget printables to artwork that people frame. Whatever the case, these are easy to create and sell over and over again, even though you’ve only worked on them once!

Looking to design your own printables and sell them on Etsy? You can watch this free workshop to see how you can do this and earn upward of $10,000 a year! They also have a program that helps you earn even more.

Related: What Can I Sell For $1,000?

Answer Questions For Money

Are you an expert on a specific topic? If so, you can answer questions and earn money talking about what you already know. With sites like Just Answer, you can make your own schedule and get paid to answer specific questions, like “How do I get my kids to stop fighting?”.

Keep in mind that sites like Just Answer do require education, certification, or other relevant experience in the field you want to be considered an expert in. You’ll need to prove that you know what you’re talking about, so don’t boast if you’re unsure!

Related: How to Create Passive Income Streams on a Low Budget

Invest in Dividend Stocks

Investing in and following the stock market can be a lucrative pastime. If you are considering stock investing, it is important to research and follow past trends to make an informed decision on what may be a worthy investment.

Many websites and blogs offer advice on how to invest your money, and finding an online broker that offers low commissions is entirely possible with today’s investment technology. But one of the easiest ways to invest in the stock market is to invest in dividend stocks.

These stocks will typically pay you each quarter (some pay at different times) just for holding a stock option. That means you’re getting paid without having to trade or sell stocks. And the longer you have them, the more you make.

Related: How to Start Investing in Stocks With No Regrets

How I Found Money to Start Investing

Clean Houses

Sometimes, people are just too busy to keep their houses or apartments clean, so becoming a house cleaner in your spare time is a great way to earn extra money. Like many small businesses, you can start by advertising on social media websites about your services and what they entail.

The times you are available to clean are important as potential clients can make decisions based on your availability versus when they want their house to be cleaned. If you do a good job, you may be able to pick up constant work from clients, giving you a steady stream of extra income.

In order to start your own cleaning business, there are a few things you might want to do before trying to get new clients. This includes starting a website and connecting it to an online booking system so people can schedule within your availability.

You’ll also want to invest in proper cleaning supplies and marketing materials — like social media ads or coupons for people in the area. Of course, this can cost as little as a few hundred, but commercial cleaning supplies can also run into the thousands. Take your time with your investments and upgrade as you grow.

Become a Content Writer

There are many opportunities to become a content writer for websites all over the internet. Many websites are looking for people to write articles about a certain field such as sports, gaming, or food, but there is almost no limit as to what you can write about on some sites.

This is easy to do in your downtime and from anywhere that has an internet connection.

There are many ways to get clients and writing jobs, but remember:

• Don’t be afraid to cold pitch to websites and blogs you admire or want to write for. Email them, you never know what they’ll say!
• Keep your writing portfolio up to date. The more you write, the more you should include in your portfolio.
• Niching down may make it harder to find clients initially, but it can help you build rapport with potential clients and showcase that you know what you’re talking about.
• If you can do 5 articles per week for $100 each, that’s $500 per week or $2,000 per month. Not a bad deal!

Related: Side Hustles Explored: How to Become a Freelance Writer

22+ Websites That Pay Writers for Guest Posts

4 Common Misconceptions About Freelance Writers

Download Apps That Pay Real Money and Complete Short Tasks

There are many apps out there that can help you earn more money each day. These include survey apps and apps that pay you for playing games on your phone. My favorites are Swagbucks, Cashy, Mistplay, Survey Junkie, and Branded Surveys.

• Swagbucks – A website and app that makes you money for answering polls, taking surveys, and playing games.
• Cashy – A gaming app that makes you money via PayPal by playing games on your phone.
• Mistplay – Another gaming app that allows you to trade coins for gift cards when you play games on your phone.
• Survey Junkie – A website and an app that pays you to take surveys.
• Branded Surveys – Another website that allows you to take surveys and earn cash.

Make Money In Days Wrap Up

These are just a few ideas of how to make money during your spare time, but there are plenty more things to do out there. All you need to do is find something you are passionate about and make an income out of it.

The post 6 Super Easy Ways to Make $100 a Day first appeared on My Debt Epiphany.

The post 6 Super Easy Ways to Make $100 a Day appeared first on My Debt Epiphany.

It’s a question many of us may think about but dare not say out loud. Selling something for $1,000 seems like a huge purchase.

The thing is, people are making these types of transactions every day.

If you’re wondering what you can sell for $1,000 or more, there are several high-ticket items to consider.

What Sells For Big Money?

The items that sell for big money are usually high-value items. This doesn’t always mean the item costs a lot of money.

It could just mean there’s a big demand for a specific item, making it very high value.

Brainstorming a List of Items to Sell For $1,000

The best place to start is by brainstorming a list of items that could be sold for $1,000. Look around your home at your possessions and ask yourself: what can I sell for $1,000?

I’ve also done some research on this topic to help narrow down some general categories of high-value items. This includes things like:

• Antiques
• Electronics
• Furniture
• Tickets
• Luxury items
• Artwork

Artwork is something I wouldn’t have even considered adding to the list. But I went to eBay and saw quite a few art pieces for sale for around $1,000 under the ‘Collectibles’ category.

Then, consider which items you could get more easily than others. You’ll earn bonus points if you can find some valuable items used and fix them up to restore it to its original potential.

Best Things To Sell Right Now

Here are some of the best things to start selling for $1,000. These items are often in high demand, so you can expect them to sell quickly and for a lot of money.

1. Laptops

Most have laptops and computers in their homes as a necessity. With laptops especially, you get what you pay for. This is why I’m more than willing to spend $1,000 on a quality laptop, even if it’s gently used or refurbished.

Last summer, my old Macbook that I bought in 2017 crashed and I had to spend more than $1,300 on a Macbook Air. Apple products are especially expensive so if you know how to work on computers or can sell a high-value used laptop, you can make $1,000 quickly.

2. Vehicles

Another popular item to sell for $1,000 or more is cars. The average used car costs around $20,000 to $25,000. You can get a better deal if you’re able to sell a car privately rather than getting a quote from a dealership.

You can also consider selling other types of vehicles like a motorcycle or four-wheeler. Even an old RV can be sold for $1,000+.

3. Gym Equipment

Have a lot of specialty gym equipment? Items such as a bench press, elliptical, or a home gym set can also be sold as a bundle for $1,000.

Exercise bikes are also very popular and a Peleton bike costs anywhere from $1,495 to $1,825. Refurbished Peleton bikes start at $995.

4. Concert Tickets

Concerts can be pretty expensive, depending on who the singer is. I’ve heard some pretty crazy stories about the price of Beyonce and Taylor Swift tickets. If you can manage to get a few tickets to a major artist, you may be able to sell them for $1,000.

5. Bed Frame / Smart Bed Equipment

Smart bed equipment such as Sleep Number and Tempurpedic can cost thousands of dollars. If you can sell some of these items gently used, such as an adjustable bed frame, you’d have a good chance of still selling it for at least four figures.

6. Antique Furniture

Have you ever been antiquing before? This can be a fun way to hunt for gems and high-value items you can resell. There are tons of YouTube videos with tips on how to shop for antiques and determine their value.

You may even want to sell to antique dealers who can pay top dollar for your items.

7. Shoes

Certain types of shoes are not cheap these days. I know because I have a son who loves brands like Nikes and Jordans. They are nice-looking shoes, but I also have a secret plan to resell them when my son’s feet grow.

If you have a shoe collection or can buy name-brand shoes for cheap, you can easily sell a few pairs for a total of $1,000.

Stockx is actually a site we use to buy gently-used shoes from, and you can also resell shoes to them too.

8. Jewelry

Another item to sell for $1,000 is valuable jewelry made of real gold or diamonds. This includes necklaces, wedding rings, high-end watches, and more.

Be sure to shop around with different buyers to get the best price. You can try pawn shops or sites like Worthy that will inspect your jewelry items and offer you a fair price.

9. High-Value Electronics (Smartphone, tablet, camera)

Electronics are getting more and more expensive. Some people consider buying these items used to save money, but you can still make a good profit depending on what the item is. Newer models of smartphones, tablets, and cameras can be sold for top dollar as well as original or classic models for collectors.

Check online to see how much your items are selling for both new and used to guide your pricing. Sites like Buyback Boss make it easy to resell your used smartphones and other electronics.

10. Your Space or Spare Bedroom

Have a spare room? Consider renting it out on Airbnb. You can earn hundreds or more per week by renting out your spare room especially if you live in a prime location. If you live near restaurants, tourist attractions, or a major city, you can easily earn $1,000+ per month with Airbnb.

Airbnb provides a lot of tools to help with your listing, and they handle the finances so you won’t have to worry about collecting payment. You can also use this site to estimate how much you can earn based on your location and other factors specific to your listing.

Related: How to Make Extra Money Renting Out Space in Your Home

What Can I Sell to Make Money Online? Creative Services

You can also sell creative services if you’re looking to make $1,000 quickly. You may be wondering what could I sell for $1,000 that I actually know how to do?

Don’t worry, there are tons of valuable services and skills you can use to generate this income. Below are a few ideas to get you started.

11. Freelance Writing

If you like to write, consider becoming a freelance writer and getting paid to write blog posts, website copy, and other content. I’ve been a freelancer since 2016 and can firmly say that this is the most profitable type of work I’ve ever done.

You can set your own rates and choose which clients you work with. As a newbie writer, you can easily start charging $100 per article. With experience and expertise, you can earn more. Check the link below to see sites that will pay you for a guest article and feel free to check out my other site, ChonceMaddox.com to learn more about earning money as a writer online.

Related: 22+ Websites That Pay Writers for Guest Posts

How to Become a Freelance Writer

12. Graphic Design

Graphic design is another valuable skill you can offer, especially if you’re looking to make money from home. People are always looking to hire someone to create logos, website designs, templates, and more. Consider offering your skills on Fiverr or 99 Designs.

13. Printables and Templates

Printables are digital downloads that you can sell online. The most popular type of printables includes planning sheets, checklists, trackers, and even printable stickers. Visit Etsy to see how many people are successfully selling printables online.

Also, check out this free E-Printables Workshop to learn how you can earn $1,000 per month or more by creating and selling your own printables.

14. Virtual Assistant

Sometimes, you don’t have to reinvent the wheel to make more money. Virtual assistants (or VAs) help bloggers, entrepreneurs, and small business owners with regular tasks and make decent money doing it.

If you prefer a support or assistant role, this is a great option for you. VAs can help with everything from scheduling social media content, checking emails, blog management, research, paying invoices, and more.

The good news is that most clients provide training and will teach you their processes so you don’t need a lot of experience or credentials to get started. You’ll earn around $20 to $30 per hour as a VA depending on your experience.

Related: How to Become a Virtual Assistant

15. Pinterest Management

Love Pinterest? Consider becoming a Pinterest VA. Pinterest VAs are a specific type of virtual assistant that solely helps clients with their Pinterest account. This can include making and scheduling pins, research, joining group boards, optimizing boards, and so on.

Some Pinterest VAs charge by the hour but many charge a flat-rate fee of around $400 to $500 for monthly maintance services. Learn more about becoming a Pinterest VA here.

Related: How This Pinterest VA Earns $1,200/month

What Can I Sell For $1,000? SO Many Things!

Yes, $1,000 is a lot of money, but there are so many high-value things you can start selling to meet this goal. Consider a mix of selling physical items and selling creative services to make $1,000 even faster.

I truly hope this list gets your creative wheels going. You can definitely do this and I want you to come back to this post and comment below once you’ve hit your goal!

The post What Can I Sell For $1,000? first appeared on My Debt Epiphany.

The post What Can I Sell For $1,000? appeared first on My Debt Epiphany.

The best thing about selling items online is that you don’t have to have any face-to-face interaction with the customer. Nor do you have to ‘push’ or persuade them to buy.

Simply list your items with a great description and forget about them until you’re notified about getting a sale. If you want to become successful at this, you’ll need to focus on earning a great profit and limiting your out-of-pocket costs and that’s the baseline of what I’ll discuss today.

This post will be what I call a ‘twofer’. I’ll discuss how to make a profit by selling items with eBay vs Amazon selling. Let’s get started.

Deciding What Items You’ll Sell

First and foremost, it’s important that you pinpoint what specific types of items you plan to sell. Do you have old CDs, DVDs, clothes, or other items around your house that you are no longer using? Or do you plan to resell items you purchase for cheap at garage sales and thrift stores?

Both options have the potential to earn you a decent income. But you should definitely pinpoint the types of items you’d like to sell by committing to a specific category or niche so you have some consistency. Some people make a lot of profit selling gently used clothing and shoes or vintage sports apparel.

Whichever items you choose, you should make sure the item category is popular (meaning it will sell well / the item is rare in stores/lots of people are searching for the item) so you can earn a substantial amount of profit after the sale and after shipping expenses and seller fees are deducted.

Some popular categories that sell well on Amazon and eBay include (but are not limited to):

• Clothes and shoes
• College Textbooks
• Electronics
• Movies
• Video Games
• Toys
• Household Supplies
• Art and Home Decorations

eBay vs Amazon Selling: Choose Your Platform

Amazon and eBay are both very popular online retailers. I’m sure you could make a decent profit by using either. But some sellers often insist on using one or the other. So I thought it would be helpful to highlight the main comparisons.

Amazon

The fees associated with selling an item are similar among both websites (around 0.99 per listing). With Amazon, you will most likely need to upgrade to a seller’s account if you wish to list more than 40 items each month.

That membership costs about $40/per month. They also have a really cool service called Fulfillment By Amazon where they will package and ship your item for you once it’s sold.

eBay

When it comes to creating your listing and adding photos, eBay allows you to upload up to 12 free pictures for each item. Amazon, on the other hand, has a process that allows you to look up the item and use one of their professional generic photos. For example, let’s say you’re selling a Galaxy Smartphone.

While creating your listing, you can look up the specific model of the phone and use one of Amazon’s photos to advertise it instead of your own photo.

If you’re interested in learning more about how to become a seller on Amazon or eBay, the photos above link to helpful instructions that can help you get started.

eBay vs Amazon Selling

So, to sum everything up quickly, who should you start selling with first? Here’s a quick pros and cons list!

• Amazon Pro: Amazon is more trustworthy than eBay, with almost 70% of customers trusting the site.
• Amazon Con: Amazon can cost a bit more than eBay to start up at first, especially if you pay the monthly fee for fulfillment.
• eBay Pro: You can sell at least 100 items before needing to upgrade to a specific seller account.
• eBay Con: eBay charges a lot of “little” fees, like shipping and PayPal, which get more expensive the more you sell.
• Amazon Pro: Amazon has an easy-to-use product management system for new sellers.
• Amazon Con: There are many sellers on Amazon that have bigger budgets, so it’s a bigger competition pool.
• eBay Pro: You get paid the second someone buys your item, unlike Amazon where you have to wait until the person receives the item.
• eBay Con: It’s not as easy to sell items across multiple categories as with Amazon. Many people go on eBay for used goods, and newer goods can’t be marked up as much as with Amazon.

eBay vs Amazon Selling: Startup Costs to Consider

If you intend to sell unwanted items from your home, you may have hardly any start-up costs to worry about. But the only downside will be when you run out of items to list online.

If you want this side hustle to be a consistent source of extra income, you’ll need to go out and purchase or obtain most of the items you wish to sell or spend money on the materials you’ll need to create them.

• Determine how much you want to invest in your side hustle by limiting the amount you spend on start-up costs and applying the money you spend to your side business strategically.
• It’s important to think of selling items online as a money-making side business and not just a hobby.
• Make your choices based on numbers and the amount of time you would need to dedicate, not emotions.
• This mindset will help guide you and keep you from investing a ton of time and money and seeing a small return.

I once came across an eBay seller who created homemade iPhone and iPod cases. They looked amazing and I actually considered trying it out myself and selling my creations online. Luckily I weighed the costs and time needed to sell something like that beforehand and decided it wasn’t for me.

Doing Your Research For Pricing

That brings us to pricing. You want to make sure you are accurately pricing the items you list based on their market value and your income goals. Always consider the seller fees when you list an item because a $25 item will not really get you $25 in profit if the item sells.

It’s easy to Google specific items to see how much retailers are selling the item for and you can even search Amazon or eBay to see how other sellers are pricing items.

You should get into the habit of learning your products inside out so you’re aware of all their features, the quality, and condition along with the reputation of the brand as they will all apply to how you should price each item.

Taking High-Quality Photos

If you choose to sell on eBay, you’ll need to take high-quality photos of your items. This helps potential buyers see the product as much as possible and be persuaded to make a purchase. People are very visual, especially with online sales (obviously), so your photos need to be crisp and look professional.

If you have a really nice or professional camera this would be the perfect time to utilize it. If you don’t, don’t feel like you need to rush out and buy one. Any camera that takes clear photos or a smartphone camera is great. You should never attempt to completely omit a photo in your listing. If that’s even possible on the platform you use, you definitely won’t get sales that way.

Here are a few tips to help you take stunning, quality photos:

• Make sure you have plenty of lighting. Try to utilize natural light and avoid taking photos in dimly lit rooms.
• Choose a neutral background. Nothing is worse than distracting buyers with other clutter going on in the background of your photo. Try to clear the space and use a nice-looking wall in your home as a background.
• Aim for the best angle. Try to capture the item head-on first. Then focus on areas and angles that you would prefer to see if you were shopping online. To get ideas, you can always go to any e-commerce site. Look at the various different angles used that help advertise their products.
• Zoom in if you can. As long as the image doesn’t look extremely magnified or pixelated, try to zoom in a bit and focus on the brand of the item or another unique feature.

For more tips on how to take high-quality product photos, check out this article. After you finish taking photos, upload them to your computer at add them to your listing.

Get Organized and Shipping Fast

If you are gathering, listing, and shipping several items each month, the key to maintaining your sanity is organization. Creating a spreadsheet to organize all of your items. You should at least record the date they are listed and sold. But determine a system that works best for you.

You should also actively check your email at least 2-3 times per day to make sure you aren’t missing any sale notifications. When you make a sale, you’ll want to ship your item(s) quickly to ensure customer satisfaction.

Shipping the item within 1-2 business days and communicating with the buyer as needed is the best way to go. The more you make buyers happy with their purchase and timely delivery, the more likely they’ll be willing to give you positive feedback.

Positive reviews and feedback are like gold in this industry. They improve your chances of getting noticed by other sellers. If you have a good rating on Amazon or eBay, your seller profile will rank higher. Then, more people will be willing to buy from you as your reviews will help establish trust and legitimacy.

The post Side Hustles Explored: Selling Items on Amazon and eBay first appeared on My Debt Epiphany.

The post Side Hustles Explored: Selling Items on Amazon and eBay appeared first on My Debt Epiphany.

It sounds like a dream, but it is possible, and there are many legitimate ways to earn free PayPal cash.

With just a few clicks, or taps on your smartphone, you can get rewarded with real money for doing simple tasks such as watching videos, testing a service, taking surveys, downloading an app, playing games, shopping online, referring a friend, and more.

While the amounts may not be huge, it all adds up and can help cover some of those extra expenses that pop up from time to time.

If you’re ready to start earning free PayPal money fast and easy, here are some great ideas to get started.

What Is PayPal?

PayPal is an online payment system that allows users to send and receive money without sharing any financial information. It’s one of the most popular payment services in the world, and it’s easy to use.

All you need to do is link a PayPal account to your bank account or credit/debit card. Then, you’re ready to go.

Not only is PayPal secure and convenient, but it also offers some great rewards. Many online stores offer bonus points when you use PayPal to complete transactions. Some banks even offer cashback rewards for PayPal deposits.

But first, here’s a quick overview of some of the options I’ll cover in this post:

1. Get Paid For Taking Surveys

No matter what your interests are, there’s probably a survey site out there that pays you cash rewards or a PayPal deposit for completing surveys.

Here are some of the most well-known survey sites that offer free money online:

Branded Surveys

Branded Surveys is a great way to make some extra money by taking surveys in your spare time. It’s easy to sign up and get started, and you can earn points for completing surveys on a variety of topics. When you accumulate 500 points (equal to $5), then you can request a payout via PayPal.

It’s easy to start getting rewards in no time. You also get a 50-point sign-up bonus for creating an account and another 50 points for completing your initial profile survey.

The more paid surveys you complete, the further your point total will build. Each point is equivalent to one penny. So make sure to utilize Branded Surveys today so that amassing rewards won’t be just easy but speedy as well!

Survey Junkie

Survey Junkie is one of the top-rated survey sites out there – and one of my personal favorites! It’s a great option for anyone who only has a few minutes at a time to spare and wants to make some extra money.

All you have to do is sign up with Survey Junkie and take surveys to earn points. You can then transfer your points into cash when you reach the minimum threshold of $5. And if that wasn’t enough, Survey Junkie even offers a signup bonus to new users when they join.

MyPoints 

MyPoints is an online rewards program that allows you to earn points for shopping online, taking surveys, dining out, and discovering content. With MyPoints, you can redeem your points for gift cards or cash rewards toward your favorite brands.

You can also get free gift cards with coupons and promo codes.

Be sure to complete your profile questions when you join. This will give you access to more surveys and reward you with 5 points for every 10 profile questions answered. 

As an added bonus, MyPoints provides 5 points for surveys you don’t qualify for and a 25 disqualification point maximum per day. Plus, when you initially join the website as a new member, your $10 joining bonus will be waiting for you.

If you want to receive money through PayPal, you must accumulate at least 1,590 points or $10 before you can start cashing out.

Opinion Outpost

Opinion Outpost is an online survey platform that enables users to take surveys and earn rewards for their opinions. The company partners with leading brands to develop surveys that are tailored to the user’s interests and demographics.

The platform offers two ways of accessing surveys — through a personalized dashboard or via email invites. Surveys typically take 10 minutes to complete and pay between 5-30 points each. Each point earned is worth $0.10, so a 5-point survey would earn you $0.50.

Points can be exchanged for payments of $10 Paypal or gift cards from popular retailers when the minimum 100 points ($10) is attained. Sign-up bonuses may also be available from time to time.

2. Get Free PayPal Money By Shopping

As we all know, shopping online is convenient and often cheaper than going to the store.

But did you know that there are actually ways to get free PayPal money by shopping? You can even earn free money, cashback rewards, discounts, and other bonuses by using some of the following websites.

Inbox Dollars

InboxDollars is an online rewards platform that makes it easy to get paid for online shopping, taking surveys, and more. It’s very similar to Swagbucks by offering cashback from purchases made with select retailers and a multitude of third-party offers.

When you first sign up for InboxDollars, you are immediately rewarded with a $5 bonus, making it even easier to reach the minimum cash-out amount of $30.

Rakuten

Rakuten is an online cashback website that makes it easy to save money on your purchases. All you have to do is go through the Rakuten website and click on the store you want to shop at.

You’ll get a percentage of your purchase price back as cashback.

The best thing about Rakuten is that it gives a $30 BONUS upon joining and up to 40% cashback at over 2,500 stores.

However, keep in mind that they only pay out four times per year. So if you don’t reach their minimum withdrawal amount ($5 in cashback), your balance will be rolled into the next period until it reaches the minimum required amount.

Related: Rakuten (Ebates ) Review: Earn Cashback For Everyday Shopping

Shopkick

Shopkick is an app that rewards shoppers for making purchases at participating stores. The rewards, called “kicks”, can be redeemed for gift cards or PayPal transfers. With Shopkick, it’s easy to get started earning kicks: just start shopping and scanning items in the store.

Plus, any earnings are credited instantly, so you can start cashing out right away with a minimum cashout amount of just $2.

Even better, the app offers a signup bonus where users can earn extra kicks with their first purchase – giving you even more chances to redeem those rewards. Use my code EPIPHANY to earn a $5 sign-up bonus.

3. Get Free PayPal Money By Completing Short Tasks

There are many websites and apps out there that will pay you free PayPal money instantly for completing short tasks.

These tasks can be anything from writing a review to watching videos, playing games, or downloading an app. Here are some of the most popular free PayPal money-earning apps and websites:

Swagbucks

Swagbucks is a great way to make some extra money in your spare time. With Swagbucks, you can complete surveys, watch videos, shop online, and search the web earn points. Points can then be redeemed for PayPal cash or gift cards.

You just need at least 2,500 points (or $25) before you can redeem your points for cash or gift cards. Plus, when you sign up with Swagbucks, there’s an added bonus of $10.

Upside

Upside provides you with a fantastic opportunity to get cashback rewards on purchases of gas, groceries, and restaurant items when linking a credit or debit card.

You can even take surveys or watch videos for additional points that can be redeemed as gift cards or PayPal transfers.

To get started, simply download the app and sign up with your email address. There’s also a signup so you’ll start earning immediately.

Sign up for Upside and download the app here

Use my code to earn an extra 15%/gal back when you sign up: CHONCE5236

The minimum withdrawal for PayPal is $15. It won’t take long before you can transfer some extra cash back into your account.

Related: Saving Money on Fuel: Upside Review

UserTesting

UserTesting is an amazing way to get free PayPal money by completing short tasks. With UserTesting, you can make money simply by testing websites and apps for their users and providing feedback on your experience using the site or app.

You’ll receive $10 per 20 minutes of testing that you complete. To get started, create an account and take a sample test which you must pass in order to be eligible for any testing opportunities.

When the cash-out time comes around, the minimum cash-out amount needed to receive a gift card or PayPal transfer is noted on the website.

No need to worry about points or other forms of currency as UserTesting pays directly with real money.

Field Agent

With Field Agent, you can complete tasks such as mystery shopping, product testing, and surveys. You’ll get paid for each task you complete, with the amount varying depending on the task. The minimum cashout amount for PayPal transfers or gift cards is $10.

Field Agent also has a signup bonus of $2 when you create an account and complete your first task. You’ll also be able to refer friends and earn money for each person who signs up using your referral link.

You’ll earn points for completing tasks. Redeem points for rewards such as gift cards or PayPal transfers.

Watch Out For Scams

It’s important to be aware that scammers can claim to offer free PayPal money in exchange for your personal information. Many of these sites will ask you to submit your personal information to get a code, but that code won’t actually do anything.

These fraudulent sites may also require you to complete surveys or tasks that never result in any payment.

The best way to avoid getting scammed is by doing research on the website or app before using it. Make sure there are legitimate reviews of the site. Also, never give out your personal information unless you’re completely sure the website is safe and secure.

Summary

If you’re looking for a way to make some extra cash online, these cash prizes and free PayPal money options are great opportunities to do so.

Not only is it a great way to make some money, but all these apps and websites are also easy to use and understand. So get out there and start earning!

With online purchases, referrals, and signup bonuses available – you can make money in no time.

The post How to Get Free PayPal Money in 2023 first appeared on My Debt Epiphany.

The post How to Get Free PayPal Money in 2023 appeared first on My Debt Epiphany.

Blogging is a lot of hard work, and while I know it’s a popular side hustle option, most new and aspiring bloggers I talk to don’t realize that it costs money to get started and to keep going.

Let’s Face It

You can make a lot of money blogging each month. That’s the enticing juicy carrot that attracts many people.

However, you have to work hard, treat your blog like a business, and invest in it. This means you need to spend time and money learning about everything from:

• Marketing and improving your content
• Basic WordPress skills
• Creating graphics
• Learning SEO

I struggled a lot in the past with telling people ‘I’m just a blogger and I write online’. There’s nothing small about being a blogger. It’s hard work and often requires you to become somewhat of a content marketing genius if you want to have a profitable blog.

Most importantly, you can’t expect the reward of being able to monetize your blog without having an expectation that there are going to be expenses. If you’ve ever wondered: how much does it cost to run a blog? you’re in the right place.

In this post, I’ll break down my monthly, annual, and periodic blog expenses and why I have them.

My Monthly Blog Expenses

I’m pretty reasonable when it comes to my blog expenses, thought I’d share how much I spend monthly to keep my blog going. This will give you some great context if you’re looking to start a blog or already have one and are wondering how much you can expect to spend.

Tailwind – $19.99

Tailwind is an absolute must for me. I promote my blog’s posts on Pinterest and Tailwind helps me schedule pins out automatically 24/7. Pinterest has been one of the best tools I’ve used to grow my site’s traffic. Currently, it’s my #2 traffic source, right behind Google search.

Without traffic, my blog would cease to exist and make money. As a blogger, you want people to come to your site, read your posts, and get the help they need. No one will visit your site if they can’t find it, so marketing your content is super important.

Instead of sitting on Pinterest all day and pinning things one by one, Tailwind can help you schedule out your pins weeks in advance. It’s definitely worth the price, and you can even save money by purchasing their annual plan.

Freshbooks – $15

Freshbooks is actually a tool I used to send invoices for my freelance writing work. Sometimes, I also need to send invoices to brands for sponsored partnerships so this tool comes in handy.

When I first started blogging and using this platform to get freelance writing clients, I would invoice them on PayPal which takes a chunk out of your earnings. As my invoicing amounts got higher, PayPal’s fees got higher.

This is why I signed up for Freshbooks because they only charge less for PayPal transactions.  Freshbooks saves me so much money and they also have other features including expense tracking.

Social Media Scheduling – $19

I schedule content for social media because it’s easy and I can map out my posts in just one weekly sitting. I use the Facebook scheduler or my Facebook page and Hootsuite schedule Twitter posts. Both are free to use.

However, I pay $19/month for Planoly’s premium plan to schedule Instagram posts and Instagram stories whenever I want to announce new blog posts and details to my IG fam.

Convert Kit – $50

If you’re a blogger, you’re going to need an email list. When I first got started, I used MailChimp to send out my email newsletter because it was free for the first 2,000 subscribers.

However, ConvertKit is a much better tool. It’s more user-friendly in my opinion and better for marketing. You can set up automatic email sequences tag your subscribers based on their interests, and ConvertKit even has landing pages and integrates with other programs pretty easily.

Contractors – $300 – $400 (on average)

This is only an estimate of my contractor expenses because it does vary sometimes. I work with two VAs who help me manage various tasks to run my blog. This includes things like creating Pinterest images, helping me with social media, editing content/videos, and more.

Ivory Mix – $10 (Stock Photos)

I use professional stock images within my blog posts and for my Pinterest graphics. There are lots of free stock photo sites (mentioned below) but sometimes I’m not able to find exactly what I’m looking for.

So I signed up for IvoryMix.com and only pay $20 every 2 months for a wide variety of stock images.

Web Hosting – $13.60

I recently changed my hosting over to Siteground and I paid for my hosting annually but this is how much it breaks down to if I were to pay on a monthly basis. I had Bluehost for about 3 years but wanted to test out something different for now. However, I still use Bluehost for my other site ChonceMaddox.com.

Both hosting companies are pretty good and affordable in my eyes, although it was a little challenging to make the switch to Siteground because I feel Bluehost’s customer service and tools are easier to use and access.

Total: $527.59

Related: How to Start a Blog

How to Make Money with a Blog or Niche Site

What I’m Investing In:

These are just my basic monthly expenses (on the low end) that I need to pay in order to keep the blog running. Sometimes I invest in courses, training, and even coaching to help me.

In the past, I’ve worked with a one-on-one coach and took a few blogging courses. This year, I’m talking an SEO course and learning so much valuable information.

Whenever I consider buying a course or paying for coaching, I always look at ROI. My budget is important too, but I try to consider where I’m at and where I want to be.

If I consider spending money on something, I like to map out how and well I’ll see a return on my investment.

I also like to be honest with myself about what I can handle and where my motivation lies. Recently, I had to pass on a course that seemed super valuable because I knew I wouldn’t have enough time to dedicate to it.

Information overload is real when it comes to this business so it’s important to be conscious of your goals and how much time and energy you wish to dedicate to certain things.

How I’m Saving

While I do believe it’s important to invest in your blog, I still think it’s always best to spend wisely and intentionally. That said, there are things I decided to insource while I grow my blog.

In the beginning, you will probably find yourself doing most of the work. Still, it’s best to set expectations that you will have legitimate expenses that can contribute to your growth and that’s okay – dare I say, great!

Here are a few things I choose to do/keep in-house to keep blog expenses controlled.

Free Stock Photos

Like I mentioned earlier, you don’t have to pay for stock photos, especially as a new blogger. Some of my favorite free stock photo sites are Unsplash and Pexels. I used both of these sites for blog post images and still use them occasionally today.

Pinterest Management

My husband actually does my Pinterest management for now, and it’s working out great. He schedules things in Tailwind for me and also helps create boards and pin them to my group boards. Since I started blogging, I have hired someone to help me with Pinterest because I’m not very good at it.

My last Pinterest VA resigned because she wanted to do more work with local clients, which was understandable. I was paying her $225 per month and wanted to see if my husband and I could pick up her strategy and do the Pinterest management on our own. So far so good!

I also recently paid another Pinterest VA for an audit of my account. The audit turned out great and we have a ton of things to work on now to improve my Pinterest profile, but we can save money by doing the work ourselves.

Related: How This Pinterest VA Earns $1,200/month

Listening to Podcasts and Reading Books

You can learn so much from reading books and listening to podcasts. I’ve decided to use these resources to learn more about marketing, sales, content, etc. as it’s not costly at all.

I personally love Bobby Hoyt’s podcast that he hosts with his business partner Mike. It’s called Laptop Empires. I’ve been following Bobby ever since he started his blog and paid off his student loans. Since then, he has created an impressive blogging business due to his advanced marketing skills, so this podcast always has some great stuff.

I’m sure there are other amazing ones as well, I just haven’t discovered them yet!

Signing Up For Other Blogger’s Newsletters

Speaking of email lists, joining other bloggers’ email lists can definitely help you as well. I am on a few people’s email lists and enjoy reading about their tips, advice, and resources. If you are interested in receiving my blogging tips on a regular basis, you can join the email list by signing up for free here.

Did any of my expenses surprise you? If you have a blog, what do your expenses look like?

The post How Much Does it Cost to Run a Blog? first appeared on My Debt Epiphany.

The post How Much Does it Cost to Run a Blog? appeared first on My Debt Epiphany.

Generally, all you need is a computer, an internet connection, and a strong desire to help others with daily tasks to get started. But there’s also much more to becoming a virtual assistant to be aware of.

Let’s dive into the topic of how to become a virtual assistant and how to set yourself up for success.

What is a Virtual Assistant?

A virtual assistant or VA may have been a term you’ve heard before. It basically refers to an online personal assistant who helps individuals and businesses manage and operate various tasks.

The range of work a VA can do is so wide (I will cover some main tasks later). You can also start this as a side hustle or grow to launch your own successful full-time VA business. There’s plenty of work out there for either option.

Quite a few people in my personal life ask me how they can earn extra money on the side, and I almost always recommend VA work if they can use a computer well. Unlike other side hustles, VA work often doesn’t involve complex or specialized skills and anyone with organizational skills and basic computer skills can take a stab at it.

How Much Can you Make?

According to Payscale, virtual assistants can make around $15 to $30 per hour depending on experience. Some people even go on to earn more. But at that point, it all depends on:

• Who your client is
• The type of work you’re doing
• What their budget is like

On the bright side, it’s not hard to find a client who will pay you $20 per hour and you don’t even need a degree.

Being a virtual assistant comes with great earning potential, but I do want to point out that VAs who work as freelancers and choose their clients will probably earn more than a virtual assistant who is hired to work for a company.

This is because when you get to pick your clients, you can choose your rates and offer custom quotes. When you work for a company that hires VAs, you have to settle for their hourly rate, their projects, and their schedule.

There are pros and cons to both situations. But in this post, I’m mainly going to be discussing how you can become a virtual assistant who’s self-employed and find your own clients.

Virtual Assistant Salary

Payscale shows that the average virtual assistant will make between $11-$27 an hour. And ZipRecruiter shows that the average salary is between $31k-$75k a year.

Of course, these are just averages, and there is no cap on how much you could make as a virtual assistant when you work for yourself.

What Does a Virtual Assistant Do Every Day?

Virtual assistants can do a wide variety of tasks. If you’re considering trying out this side hustle, my advice to you would be to narrow down your specialties and interest. Then, offer those services so you are doing work that you enjoy and are good at.

For example, I narrowed down my VA specialties to social media scheduling, blog commenting, managing comments, blog management, and SEO work.

Other tasks that VAs perform include, but are not limited to:

• Creating graphics and pictures for blog posts
• Editing content
• Scheduling blog posts
• Managing email inboxes
• Organizing and scheduling newsletters
• Creating and sending out invoices
• Bookkeeping
• Managing multiple social media channels
• Coming up with a content strategy to implement
• Dealing with customer issues or processing returns
• Updating SEO on websites for pages and blog posts
• Scheduling meetings and conference calls
• Booking speaking engagements
• Performing market research
• Live chat support
• Managing affiliate programs
• And more!

As you can see, the possibilities are practically limitless when you work as a VA.

You don’t just have to work with only bloggers either. Many entrepreneurs and start-ups need VAs desperately, so there is a big need to fill.

My Love – Dislike Experience with Becoming a VA

I first heard about becoming a VA in 2015, and decided to give it a try in addition to freelance writing.  My initial intention was to diversify my income and mix up my workload to relieve myself from writing all the time.

Becoming a VA allowed me to mix things up, choose my rates, and earn a steadier income aside from freelance writing. When I first attempted to break into the VA world, I felt like a newbie all over again just like when I started freelance writing.

I didn’t know who to pitch or what type of rates to set. Whenever I did pitch someone, they always seemed more interested in my writing services or not even interested at all. I was feeling a bit down about it at first and didn’t think VA work was for me.

Fast forward to the present day and I’ve landed a few great clients with work I love. I earn around $2,000 per month as a VA and work very part-time with it.

My point is that some great things take time. In a society that glorifies instant gratification, it’s okay to not see a ton of success right away.

It takes time to build up your confidence, narrow down your skills, and find awesome clients. But you will! There is plenty of work out there.

I had to implement a few strategies to obtain my first few VA clients and you can do this as well.

How to Become a Virtual Assistant in 4 Basic Steps

1. Decide who you are Targeting

Just like with any side hustle, you need to determine who your service will help. That’s how you will reassure yourself and others that it’s valuable.

Whether you choose to help overwhelmed mommy bloggers, established business owners, or professionals who just don’t have time to manage their social media, knowing exactly who your target market is will help you narrow down your search and only put your time and effort into promising leads.

Try to avoid being a jack of all trades and trying to offer every service under the sun. Odds are, you may not be good at or like doing everything.

2. Learn the Basics

If you know little about the virtual assistant industry as I did but want to get yourself established quickly, you need to turn to learn the basics.

When it comes to learning the basics, there are a few skills and tools you might need to get started, including:

• A task management system — This includes sites like Asana, Trello, and ClickUp.
• A way to invoice — (So you can get paid for your work!) — Wave, Quickbooks, and Freshbooks are all great options.
• A contract system — You can use a site like HelloSign or use an all-in-one tool like Dubsado for invoicing and contracts.
• Zoom — For client calls, unless you handle everything via email or phone.
• Some skills would include communication, bookkeeping, time management, organization, basic IT knowledge, and self-motivation

Also, you can learn specific skills, like social media and simple graphic design, simply by practicing! You can ask friends and family if they’ll let you help them for free or a discounted rate.

That way, you can build your portfolio for future clients.

Just a few examples of this include:

• Practicing managing someone’s Facebook group or page, Instagram account, or Twitter account
• Simple editing of someone’s YouTube videos
• Learning tools like Tailwind (for Pinterest), Smarterqueue (social media scheduling), and Canva (graphic design)
• Learning social media ads for Instagram, TikTok, YouTube, Facebook, etc.
• Learn SEO for writing and editing
• And so much more!

Luckily, there are TONS of skills you can learn and implement as a VA. The hardest part is figuring out what you want to specialize in.

3. Perfect your Pitch

A perfect pitch is a must if you want to land jobs. Pitching used to be my least favorite thing to do, but now I love it because I’ve figured out a great strategy that helps me get clients.

Once you have your basic pitch down, you can use it as a foundation to send out custom pitches to potential clients.

For example, if someone is looking for blog management help, your pitch should be different than the one you’re sending to a client for email management assistance.

Here is a sample pitch template I’ve created that you might find helpful.

I underlined the two services I mentioned in this pitch because you can change these to any of the services you’re specifically looking to offer.

“Hello,

My name is____________ I follow you on ___________ and really like the way you (insert a genuine compliment about their work or business to set the tone for a friendly relationship and smooth out any awkwardness).

It seems as if you are quite busy on a day-to-day basis with all that you do. I am writing you to see if you are interested in bringing on a reliable person to help perform tedious tasks and manage certain aspects of your business/blog/website to free up more of your time.

I provide content management and social media management services for businesses, companies, organizations and other busy professionals. I specialize in working behind the scenes in order to help you increase productivity, improve your work-life balance, and take your business to the next level.

I’d love to learn more about your needs and discuss how I can assist you. For examples of my work, references, or if you have any questions, please don’t hesitate to ask!

I look forward to hearing from you.”

4. Establish your Website and Optimize It

While most people recommend having a network to build your VA hustle, I didn’t have much of a network, to begin with, and had no idea where to look.

I found Facebook groups to be very helpful in landing gigs and finding leads.

Where to Find VA Jobs (As a Beginner)

If you’re not ready to set up your own website yet, there are a few reliable places to find VA jobs and establish an online portfolio to market your services.

Just keep in mind that while some of these sites are great for beginners and helping you find work, you may eventually want to seek out your own clients as you gain experience to get paid a higher rate.

• Zirtual.com
• People Per Hour
• Upwork
• Linkedin
• FancyHands
• Fiverr

These sites are quite competitive, so your best bet is to set up a website or a ‘Hire Me’ page and optimize it for search engines.

SEO (search engine optimization) does take a while to start working, but I optimize every post on this blog and every page of my website for search engines. While SEO has brought readers to my site, it’s also brought potential clients.

Starting your own website or blog is highly recommended and can even help you increase your income since you can monetize your blog and treat it like a side hustle.

Setting up a professional website is easier than it sounds. Here is my step-by-step tutorial guide that walks you through how to set up a website/blog with Bluehost in just minutes.

Wrapping It Up: How to Become a Virtual Assitant ASAP

If you’re looking to become a virtual assistant and work flexibly from home, there is plenty of demand. Use these tips to help yourself get started and know that you can always reach out to me with any questions.

Just remember to stay motivated and visualize where you could be in just a few months if you take the initial steps to get started today.

The post How to Become a Virtual Assistant first appeared on My Debt Epiphany.

The post How to Become a Virtual Assistant appeared first on My Debt Epiphany.

Being a stay-at-home mom is one of the most rewarding jobs and it’s something I longed for when my son was young. I wanted to be there when he came home from school at be able to attend field trips. Living on one income has always been a financial challenge for us so while I never got to be a stay-at-home mom, I found ways to start working from home full time and enjoyed a flexible schedule when my son was in first grade.

Over the years, I’ve researched and written about tons of legitimate work at home jobs for moms or dads. In the blog post, I’ve narrowed down some of the best stay at home mom jobs for 2023 and how to get started.

1. Virtual Assistant

A virtual assistant job is perfect for stay at home moms who need flexible hours and want to make an income from home. A virtual assistant or VA is someone who performs tasks that help support a small business, blogger, or entrepreneur in various ways. All your work can be done from a computer whether it’s:

• Scheduling appointments
• Conducting research
• Responding to emails
• Data entry
• Blog management
• Social media management
• And more

You don’t need a lot of training or a degree to find success as a VA. This is an in-demand job since people are always looking for help completing various tasks for their business. I’ve been doing VA work since 2015 and find that a lot of my clients are willing to train me to complete certain tasks. They just want and need someone who’s willing to help and learn new things.

It’s important to narrow down your niche and figure out who your ideal clients are and which services you want to specialize in. Niching down will help you find paying work with good clients quicker. This also helps you get better at a particular skill and specialize in something.

How to Find Virtual Assistant Jobs:

Believe it or not, social media is a great place to start. You can market your services and reach out to small businesses or bloggers who may need help. Also, consider using some of these job boards and sites to get started:

• Upwork
• Fiverr
• Zirtual
• Fancy Hands

Check out my resource below with more tips for getting started as a VA.

Related: Side Hustles Explored: How to Become a Virtual Assistant

How to Become a Virtual Assistant From Scratch (Interview With a Real VA)

2. Freelance Writer

If you’re looking for stay at home mom jobs and have writing skills, why not put those skills to use and make money as a freelance writer? All you need is a computer and internet access. Then, you’ll be able to write articles, blog posts, press releases, or even books from the comfort of your own home.

As many people already know, I became a freelance writer shortly after starting this blog. I’ve always loved writing and thought I’d give it a try since I saw so many bloggers had become successful with freelance writing.

I hired a coach and set a goal to earn $1,000 per month. At first, it seemed nearly impossible to earn this much. But, I focused on improving my writing, narrowing down my niche, and pitching the right people. In just a few months, I reached that $1,000 per month goal (see my income report).

It wasn’t long until I started earning $3,500+ per month as a freelance writer – all while still working my FT job. I’m September 2016, I left my FT job to work from home as a freelance writer and 7 years later…. I’m still going strong.

How to Find Freelance Writing Jobs

Whether you’re waning to want to earn $1,000 per month or more, you can definitely reach these goals as a freelance writer. I have tons of resources and tips to help you. Below are some of my favorite places to find writing jobs along with proven strategies I’ve used.

• Problogger Job Board 
• FreelanceWritingGigs.com
• MediaBistro
• Indeed
• Start your own blog – Yes! If you enjoy writing, there are so many benefits to starting your own blog to leverage for paid freelance writing gigs. I honestly believe the that fact I had a blog helped me land more gigs in the beginning when I didn’t have a ton of experience. People could easily see that I was writing online and my blog posts served as writing samples.

Related: How to Become a Freelance Writer

4 Common Misconceptions About Freelance Writers

22+ Websites That Pay For Guest Posts

Is Freelance Writing Sustainable? Interview with a Writer of 15+ Years

3. Tutor

If you have an academic background, tutoring might be right up your alley. You can work with students of different ages online or in person and help them achieve better grades in their classes. This job requires patience and knowledge, but can be very rewarding (and lucrative!)

I recently just hired a tutor for my son actually. He needed help with math, and we found someone to tutor him weekly for $35 per hour. He accomplishes a lot with that tutor in 1 hour. This made me think how lucrative and flexible this income stream could be for a stay ay home parent.

How to Find Tutoring Jobs

The internet is going to be your best friend when trying to find tutoring jobs. You don’t have to offer tutoring sessions solely online. Rather, use the internet to connect with people in your local area and book gigs.

If you prefer to tutor online or in person, clearly state this or just leave the option up to the client. Either way, once you connect with someone willing to hire you, it’s easy to set up an appointment at a local library or coffee shop.

• Tutor.com
• Preply
• Care.com
• Tutors.com

4. Customer Service Representative

A customer service representative job is perfect for stay at home moms who want flexible hours and don’t need a lot of experience. You’ll be responsible for answering customer calls and helping them with their inquiries or complaints.

Customer service jobs are not as flexible as other work from home options. Still, you may be able to choose your own shift or be able to work early mornings, evenings, or weekends. Most jobs also provide paid training as well as equipment. All you need is a solid WiFi connection and a phone if the job requires it.

How to Find Remote Customer Service Jobs

Not all customer service jobs require you to talk on the phone. Some jobs invole live chat or email support so you don’t have to worry about having a quiet home all the time which can be touch with kids around. Here are some leads on virtual customer service job opportunities as well as companies that often hire for this position.

• Alorica
• TTEC
• Concentrix
• Amazon
• Progressive
• UHaul

5. Social Media Manager

Social media management work is one of the best stay at home mom jobs if you have an eye for design and love to stay on top of social media marketing trends. As a social media manager, you’ll be responsible for managing a company’s social media accounts, creating posts and engaging with followers.

You can consider taking a social media management course on Udemy or a similar platform for training. However, some of your most valuable experience will be learned on the job. If you have a blog, you can create a case study by trying to grow your own social media platform for your blog.

Or, reach out to other bloggers or creators to help them with social media. Local businesses in your area may even be willing to hire you for social media help as well.

Other Places to Find Social Media Management Jobs

• Upwork
• Fiverr
• Guru
• Hubstaff
• People Per Hour

6. Do Laundry with SudShare

Most people I know don’t like to do laundry or put it off until the last minute. But, what if you could get paid to do laundry? SudShare is a national laundry service that pays you to do other people’s laundry.

You’ll be responsible for washing, drying, and folding the laundry. It’s really what simple. How it works is you sign up and watch some of the short videos. Then, you can start accepting jobs in your local area.

You’ll need transportation to pick the laundry up and drop it back off to the customer the following day. If you have your own washer and dryer, you can clean the clothing at home. You can also drop the clothes off at a local laundromat but paying to wash can eat into your earnings.

Expect to earn around $20 per hour with SudShare. SudShare also allows you to cash out your earnings two days but some people can qualify for an instant payout. This concept really intrigued me and I found out some people are earning around $2,000 per month doing laundry.

The minimum order amount is $15 so you’ll earn at least this much per order plus tips and bonuses. This is such a flexible “job” that you can do while you’re spending time with your kids, cooking, or doing other tasks around the house.

7. Resell Items

One of the easiest ways to earn extra money is by reselling items from your home. Most Americans have way too much stuff to begin with. Once you start combing through all your unused or unwanted items, you may be able to earn a few hundred extra dollars.

Try selling some of your furniture or larger items locally on the Facebook Marketplace or Offer Up. For electronics, consider getting bids from buyback sites like Decluttr and Buyback Boss. Buyback Boss is a site that will purchases old smartphone devices.

Once you’re done selling items from your home, you can start flipping used items you find at thrift stores, garage stores, and other sales. Flipping gently used items to sell for a profit can be a great flexible side hustle. Research which items seem to be most popular to resell and start testing out different strategies to learn what works best for you.

Also, utilize this article below as a resource if you’re looking to sell things on Amazon or eBay.

Related: Side Hustles Explored: Selling Items on Amazon and eBay

Summary

These stay at home mom jobs are perfect for moms who want to make money without sacrificing quality time with their families. With no prior experience required, you can get started right away on launching your own flexible income stream from home.

Which one of these stay at home mom jobs is your favorite? Let me know in the comments below!

The post Best Stay at Home Mom Jobs For 2023 first appeared on My Debt Epiphany.

The post Best Stay at Home Mom Jobs For 2023 appeared first on My Debt Epiphany.

Don’t worry, there is still time to make extra cash before Christmas. How?

We can’t make any guarantees and you’ll need to act fast, but you can definitely get out and hustle yourself up some cash for the holidays. Don’t resort to credit cards and loans as a solution. Check out our list of last minute ways to make cash fast.

Focus Groups

Short on cash but not on time? Focus Groups are a great way to earn cash at any time during the year. For a little of your time and your honest feedback, a focus group can be the answer to your money woes.

The average pay can range from $60-$140, but you can earn more than that with the right group. Our very own Chonce earned $500 for participating in a focus group for a few hours. You can even receive payment the same day you participate, so sign up today. Check out Focus Group and Respondent to get started and apply for opportunities.

Related: How to Make Money With Focus Groups

10 Legitimate Best Paying Focus Group Websites

Sell Gigs on Fiverr

Have a special skill or talent?  Do you draw or know calligraphy? Are you a writer or graphic designer? Pick up a few gigs on Fiverr and earn money fast.

You set your own rates and can request payment once your task is complete.

Drive for Uber Eats or DoorDash

People have only increased their ordering out, and both Uber Eats and DoorDash need more gig workers. Both delivery services pay weekly, plus you get to keep all tips and choose your shifts to fit in your schedule. This helps you get your cash fast.

As long as your at least 21 years of age and licensed for at least one year, you could get started today. If you just want to ride a bike, you’ll be limited to where you can go, but you could also bike for the delivery services. You only need to be 18 for that. Both also offer sign-on bonuses for new drivers or referral rates, so try to grab one if you can.

I’ve tried DoorDash before and you can easily earn $100 – $150 per week working just a few hours each week, and I’m sure it’s even busier around the holidays.

Related: 5 Reasons Why You Should Start Driving for Uber

An Uber Driver’s Story: How to Make More Money Driving With Uber

Sell Old Items and Toys Online

Raid your closet for buried treasure. Whether it’s clothes or shoes, it may have value.  I once searched the internet far and wide for a pair of boots that were no longer in stores. Poshmark was the answer to my prayers.

Are you a parent? Then you more than likely have toys that your kids no longer play with collecting dust in your home.  Turn those toys into cash by selling them on eBay or Amazon. Buyers will be motivated to buy as soon as possible thanks to the holiday. Ship their items quickly and collect your cash.

Related: Side Hustles Explored: Selling Items on Amazon and eBay

Babysit

Remember those holiday parties I mentioned above? Well, that’s one of the great reasons people need babysitters this season.  Parents want to take part in holiday festivities too and will pay good money for the night out.

Offer babysitting services and use your network to spread the word.  You will get paid the same day, so you can add it to your holiday haul.

Dog-walk or Pet Sit

Much like kids, fur babies also need attention.  Become a dog walker or pet sit.  Dog walking allows you to get in a little exercise while earning money. Whether it’s just for a night out or travelling for the holidays, you can give pet owners peace of mind in exchange for some cash.

Rover connects you with thousands of pet owners in need of your services.  Users can earn up to $1000 per month.  Sign up and get started with your cash.

Sell your Plasma

Blood and plasma donations not only benefits those in need but can benefit you as well. There is always a need for these donations and plasma centers pay the same day in cash.

The FDA allows up to two donations per week, although the American Red Cross recommends once every 28 days.

Be a Task Rabbit

Pick up a quick gig on Task Rabbit. Are you handy around the house? Do you have time to run errands? For a few hours or less, you could help move furniture, mount a TV, or run someone’s errands for cash.

The project rates are available, so you can decide which ones are worth your time.

Go Shopping

No money for Christmas doesn’t mean that you just stop shopping altogether. By simply making your regular household purchases, you can earn cash. If you haven’t already, download the Ibotta app and start earning money today. You can earn cashback for items purchased in-store and online, and cash out via Paypal or Venmo once you’ve earned $20 or more.

Shopkick used to be my default app to earn gift cards, but they are now offering cash too.  The great thing about Shopkick is that you don’t always need to make purchases to earn kicks.

Once you’ve downloaded the app, you can earn kicks by just walking into your favorite stores.  You can also do the “scans” and earn kicks by just scanning items for the list available.  When you reach your kick limit, you can cash out via Paypal.

Rent your Space or Car

Do you have an extra room in your home?  Perhaps you plan to go away for the weekend. Turn that space into cash by renting out your room on Airbnb.  You can even rent out your car using the Getaround app. You can set your own rates and collect your money.

Turo is another site you can use to rent out your car.

Become a Delivery Driver

This has been a go-to for many who need to earn extra cash.  Whether it’s Pizza Hut or Domino’s or UberEats and Postmates, the need for delivery drivers is on the rise. You can even shop for others via Instacart. With Instacart, you get to set your own schedule a week in advance so you get guaranteed work and pay.

Delivery drivers get paid weekly and set their own schedule, making it convenient for you as well.

Decorate

Many people love Christmas and the festive feel it brings. But not everyone has the time (or tools!) to hang up their decorations, decorate outside, decorate their trees, and so on. If you’re handy, don’t mind using ladders, or have an eye for decorating, you can add this to your resume. You could also wrap gifts for a small fee if you’re good at that.

This is a great seasonal option to make more money fast before Christmas. Start by asking around in your neighborhood. After you’ve done a few jobs, ask for referrals, or send out a blast on a social media site like Facebook or Instagram to advertise your services!

Related: 20 Ways to Make Extra Money Today

Guide: How to Start Side Hustling and Making Extra Money

15 Side Income Ideas You Can Start (With No Special Skills)

Have you ever needed cash on the fly? What are your favorite ways to quickly earn money?

The post No Money For Christmas? Last Minute Ways to Make Cash FAST first appeared on My Debt Epiphany.

The post No Money For Christmas? Last Minute Ways to Make Cash FAST appeared first on My Debt Epiphany.

According to Zapier, 1 in 3 Americans have a side hustle. Thirty-three percent of side hustles want to diversify their income while 25% say they want to save up for a big goal. Meanwhile, 44% of Americans say they need a side hustle to make ends meet. I think this is the part that gets me.

Many of Us Need Extra Money, But…

Let’s face it, most of us could use some extra money. With inflation raising the prices of everyday goods, and many families still recovering from financial losses due to the pandemic, money is getting tighter.

While the opportunity to make extra money sounds great, it’s not always the best option for everyone. Maybe you can’t pick up another job due to a disability or time or family constraints. Perhaps you don’t have the mental bandwidth to side hustle right now. That’s perfectly okay.

I started side seriously hustling back in 2014. But before that, I was picking up side gigs on and off in 2012 and 2013. Side hustling can definitely be a season of your life and it’s okay to take breaks and pivot when things change.

The events of 2020 also made many of us think carefully about our qualify to life and what we want our future to look like. If you’re in a period of resting from side hustles, but still need financial help, here are some actionable things you can do.

Lower Your Expenses Immediately

When you start to notice your money get tighter, one of the first things you should do is lower your expenses. Start monitoring your transactions and prioritizing your spending. See if there’s anything you do can without even if it’s just temporary.

Most people hesitate to do this because it often means cutting out wants like dining out, subscriptions, and other activities. However, committing to a simpler life can reduce your financial stress and you can always find free or cheaper alternatives to save money.

Related: How to Come Up With a Bare Bones Budget

50 Everyday Expenses You Need to Stop Spending Money On

Ask For/Negotiate a Raise

It may be time to ask for a raise at your current job. If you’ve been working there for at least 6 months, request a performance review or flat out ask for a raise. The worst your employer can say is no or not right now. Either way, they will have to explain their reasoning. On the other hand, you may be pleasantly surprised by the bump in pay.

Many companies are struggling to keep employees right now. If you’ve been committed and consistently show up and perform at work, this is grounds to be rewarded with higher pay or better benefits.

Another option would be to see if there are any internal positions or promotions you could qualify for that could bump up your pay. Check sites like Indeed and Payscale to compare your wages to others in similar positions. This will give you a realistic impression of how much you should be earning per industry standards.

Pick Up a Few Extra Hours

If you’re unable to side hustle right now due to lack of time or energy, your best option is to pick up a few extra hours at your current job. This may not sound too far off side hustling especially if you don’t care to spend extra time at work. However, it’s a quick and easy way to make money money without having to apply for another job, learn a new skill, or accommodate another schedule.

Plus, a few extra hours may put you into overtime. Remember, this is a temporary solution that can help you meet your current financial needs until you can find another solution.

Related: How to Make Your Paycheck Last Two Weeks

Consider Investing in Your Skillset and Career

It may be time to pick up a new skill that can help you in the workforce. See if there’s a gap you can fill at work or in your career field. Perhaps your employer can even pay for your training or certification. For example, if you work in marketing, you may want to get Google Adwords Certified as this can help you get higher paying opportunities.

Or maybe you want to learn Salesforce or bookkeeping. Consider any hobbies or interests that you’d love to monetize whether it’s learning Photoshop and designing printables or editing podcasts or videos.

Keep in mind, these skills can turn into a side hustle or thriving side business later down the line. For now though, just focus on learning the skill and having fun with it. It could really pay off in the future.

Sell a Few Things Online

One quick way to put money into your pocket without committing to a regular side hustle is selling a few things online. We try not to keep a lot of clutter these days. Still, there is almost always something lying around my home that can be sold. Sort through clothes, gadgets, tools, toys, furniture, home decor, and anything else of value.

Start listing items on the Facebook Marketplace or sites like Offer Up. You’d be surprised at how much old stuff you can get rid of that people would actually pay for your items.

Practice Self Care

It’s important to realize that improving your financial state is not solely about money. It’s also more about your mindset and mental health. Don’t forget to practice self care during your time of resting from side hustles. Self care has a different meaning for everyone.

For me, it means prioritizing myself mentally, physically, and emotionally. It also means giving myself the rest I need and taking time to do deep work and reflect. Sometimes, I work on improving my morning routine whether it’s moving my body more or picking up a book for 15 minutes. Then, there are weeks where it involves slowing down in life and saying no to extra activities and responsibilities.

Determine what self care means for you and know that practicing self care doesn’t have to be expensive. Also, prioritizing yourself could place you in a better mental and physical state to do the necessary work on your finances.

Related: Self-Care: My New Not So Guilty Pleasure to Spend Money On

Realize That Life Has Seasons

Life has seasons and nothing ever hardly stays the same. There have been seasons of my life where my husband and I hustled hard, stayed up late, and worked tirelessly to fulfill all our goals. Then, there were seasons where we took a break from side hustling, said no to certain opportunities, and went to bed at 9 pm. Well, at least I went to bed around 9.

Identify which season of life you’re in and know that you can also purpose to limit your seasons to a fixed timeframe. Regardless of how you decide to work, focus on developing healthy financial habits. This includes setting up a budget and prioritizing building an emergency fund.

Related: Why Do You Need a Full Emergency Fund?

The 50-30-20 Budget Plan: What Is It and How Does It Work?

The post How to Manage When You’re Unable to Side Hustle first appeared on My Debt Epiphany.

The post How to Manage When You’re Unable to Side Hustle appeared first on My Debt Epiphany.

We all have opinions and if you’re not shy about sharing them, they can be quite lucrative. Focus groups are moderated discussions involving a deliberately selected group of individuals.

They are a valuable way for businesses and organizations to perform consumer research for products or services. Are you interested in focus groups, but aren’t sure how to find legitimate and best-paying focus group websites?  We’ve got you covered; continue reading for all the details.

Respondent

Respondent connects participants globally with businesses.  Some of their notable clients include Air BnB, DropBox, Microsoft and IBM.  Signing up for the service can be as easy as using your LinkedIn or Facebook accounts. The average payout for participants is reported to be $140 per hour.

Once you sign up, Respondent will show the available studies for which you may be qualified.They also advise which studies have an excess of participants, so you can consider other studies. Once you’ve participated you should receive your money within 8- 10 business days (via PayPal), minus the $1 and a 2.9% processing fee.

Related: How to Make Money With Focus Groups

Probe Market Research

Probe Market Research has been utilized by major brands and manufacturers to conduct mock juries, product trials, mystery shopping gigs, online surveys and more.  Business executives, medical professional and general consumers alike are needed for their research.

Probe’s focus groups pay from $50 to $400, with the availability to participate online or via phone.  Sign up is as simple as completing their online form. Once they find a study that aligns with your interest, you will be contacted.

Recruit and Field

This website has been well reviewed by its participants. Recruit and Field connects consumers in the US with online (webcam) studies and focus groups.  Participants of any age, gender, or career path are welcome. Payment is available through PayPal, and also digital gift cards.  Payment ranges from $100 to $275 per study.

20|20 Panel

20|20 Panel provides market research.  Their online studies are from various industries, while they also have local studies available in some markets (Charlotte, Miami, and Nashville).  They are well reviewed and you can earn from $50 to $2500.  They use their Facebook page to post prequalifying surveys or send them via email.  They will follow up if you qualify and provide the details of the study.

FocusGroup.com

The name pretty much speaks for itself. FocusGroup.com connects participants with focus groups available both online and in person.  To qualify for studies, you complete “screener” surveys.  The website is user-friendly, and you are able to browse the studies available to check their rates.

The average pay per study is between $70 and $250.  Payment methods can vary per study.  They can include check, gift card, cash, or pre-paid Visa cards (valid up to 180 days.)

User Interviews

User Interviews has one of the better websites of the bunch.  Their services have provided valuable feedback to top brands like AT&T, Pandora, and Wayfair.  Their surveys are open to participants in the US and Canada.  Once you sign up, they will contact you via email to complete surveys.

Signing up with Facebook or LinkedIn provides them with more personal details, which can increase your chances of qualifying for studies.   If you qualify and are selected, you will be paid to participate.  As with other websites, their pay varies by company and length of study.  The average payout is around $50 an hour but ranged from $25 for 30 minutes to $200 an hour.

Brand Institute

Well reviewed by its users, Brand Institute recruits participants for consumer and pharmaceutical market research. They accept global participants. Their studies have been reported as being more in depth than most focus groups, but the compensation is worth it.  Keep your account updated to ensure you’re available for studies.  Payment is available via check or PayPal.

Engage in Depth

While the website isn’t the flashiest, Engage in Depth pays from $50 to $200 per study. They specialize in consumer and healthcare studies. Registration is simple, but you will need to select the area for which you’re best qualified.  They welcome global participants

Fieldwork

Fieldwork is available in the US and only in select areas.  These cities include Atlanta, Boston, Chicago-Downtown, Chicago-O’Hare, Chicago-Schaumburg, Dallas, Denver, Fort Lee, NJ, LA-Orange County, Minneapolis, New York City, Phoenix, San Francisco, and Seattle.  This website will connect you with in-person focus groups, usually 1-2 hours in length.  Pay starts at $75 an hour and payment is typically a Visa gift card.

Ipsos

Ipsos is one of the largest research companies.  They also connect participants from around the world.  While they are legitimate, not all of their surveys are well paid.  The average surveys require very little time, but only pay between $0.45-1.50.  However, there are occasional surveys worth up to $95.  You can receive payment in gift cards (Amazon or iTunes), PayPal or a prepaid visa.

Insider Tips

Before choosing a focus group, consider the time you have available and the requirements. Research them and make sure that you feel comfortable with the company. Remember that no legitimate company would request payment or details like your social security number.

Take advantage of your social media (especially Facebook) and read the company reviews. Ask friends and coworkers if they’ve participated and if they have any companies that they would recommend.

Have you ever tried doing focus groups to make extra money? Which site are you most interested in trying out?

The post 10 Legitimate Best Paying Focus Group Websites first appeared on My Debt Epiphany.

The post 10 Legitimate Best Paying Focus Group Websites appeared first on My Debt Epiphany.