Have you recently received a lot of money, such as $50k in cash? Maybe you’ve just sold your house or received an inheritance. Or, maybe you have some business profit or have saved up this sum over time. You probably don’t want to waste this cash and use it unwisely. If you’re looking for some… Read more
Debt
Achieving Financial Freedom with the Debt Snowball Method
The average American household has $96,371 in consumer debt according to Experian. This includes around $5,221 in credit card debt and $20,987 in auto loan debt. Several years ago when I first started my debt payoff journey, I was all about saving the most money in interest and tackling the big balances first (ie. using… Read more
7 Smart Moves to Make With Your Tax Refund
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more
Prioritizing Your Debt-Free Strategy
Debt can make it difficult to get ahead with your finances so it’s no wonder that being debt-free is a very common financial goal. While there are many strategies to help you get your debt down to zero, it can be hard to figure out which one is best. However, once you find a way… Read more
Staying Motivated During Your Debt Payoff Journey
Paying down debt and trying to get your financial house in order can be a challenging and tedious task, especially when you’re just starting out. Hearing all the success stories of others who just paid off large amounts of debt can be pretty inspiring, but it can also hit a sore spot if you’re still… Read more
How to Pay Off High-Interest Debt
Dealing with high-interest debt? Debt really can be a hassle to deal with especially if you’re actively trying to pay it off. Most experts recommend you pay off high-interest debt sooner rather than later. My personal debt repayment journey has involved all sorts of debt ranging from credit cards and personal loans to student loans… Read more