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My Debt Epiphany

A blog about getting out of debt and getting on the right track financially

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Budgets

How to Use the Living Well Planner to Meet Your Goals

Living Well Planner Review

This post originally appeared on the blog in December 2018. As an update, I spent about 2 years trying other planners and could not find one that matched the efficiency and style of the Living Well Planner. In 2022, I went back to purchasing this planner and plan to use it for the foreseeable future…. Read more

What is a Reverse Budget?

what is a reverse budget mydebtepiphany

Whether you’re new here or not, you have probably learned quickly how much I like budgeting. Things weren’t always this way. I used to be very anti-budget. Back in 2013 when I started thinking about improving my finances, I had a very low income. The idea of making a budget and actually using it seemed… Read more

Best Tips and Tricks to Plan a Frugal Last-Minute Vacation

Best Tips and Tricks to Plan a Frugal Last-Minute Vacation my debt epiphany

A few months ago, I had the opportunity to book an awesome trip to California with my sister. It was a super last-minute and I wasn’t even sure if I’d go right away, but I was so grateful for the opportunity. One of my favorite singers from my childhood, Stacie Orrico, was having a one-time… Read more

10 Ways to Afford a $1,000 Vacation

Budgeting for day-to-day expenses and handling unexpected costs can be a challenge in itself. This is why according to the Wall Street Journal, many Americans claim they can’t afford a vacation. Going on vacation is not a necessity and you can definitely survive without one, but it’s a common luxury we all like to have… Read more

Smart Back to School Shopping Strategies to Help You Stretch Your Dollar

It’s that time of year again…back to school budgeting season. I know that families with kids can very well drop hundreds of dollars on sending their children back to school with the latest gear. That’s just not me. My budget is always pretty moderate since I know there are tons of other expenses that I’ll… Read more

The 50-30-20 Budget Plan: What Is It and How Does It Work?

50 30 20 rule mydebtepiphany

Struggling to come up with your budget and actually stick to it each month? One of the easiest budgeting methods you can start with is the 50 30 20 plan. Also referred to as the 50-30-20 budget, this budgeting style proves that oftentimes less is more when it comes to overcoming the feeling of overwhelm… Read more

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I'm Chonce. Join me on my journey to balance finances with living a great life now and preparing for the future.

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I am a Certified Financial Education Instructor, but the content on this site is not professional advice. I speak from my own personal views and opinions. I may be compensated by a third party company either through advertisements, affiliate links, or reviews found on this site or in my email newsletter but I never recommend products or resources I don't believe in. Read more here.
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