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My Debt Epiphany

A blog about getting out of debt and getting on the right track financially

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Frugal Living

70 Ways to Save More Money While Living Paycheck to Paycheck

save money while living paycheck to paychecl

We’ve all lived paycheck to paycheck at one point in our lives. But we all don’t have to live this way. By saving more, you can increase your financial stability and work toward breaking free from the paycheck-to-paycheck rat race. Most people fall for the myth that saving money has to be a drastic action… Read more

4 Best Ways to Battle Lifestyle Inflation and Save Money

4 Ways to Battle Lifestyle Inflation

Today we have a guest post from Michael. Michael is the owner of Savebly, a personal finance blog,  dedicated to helping others to improve their finances and live life on their own terms. Slowly but surely, lifestyle inflation will creep up and it has the potential to ruin you financially, burying you in piles of… Read more

30 Frugal Ways to Spoil Your Spouse (+30 Budget Date Ideas)

Relationships require a lot of communication, love, and nurturing to thrive. With this month being the most prominent time of year to express your love, I thought it would be fun to offer up some ideas of affordable and even some free ways to spoil your spouse followed by 30 budget-date ideas. I’ve only been… Read more

What is a Reverse Budget?

what is a reverse budget mydebtepiphany

Whether you’re new here or not, you have probably learned quickly how much I like budgeting. Things weren’t always this way. I used to be very anti-budget. Back in 2013 when I started thinking about improving my finances, I had a very low income. The idea of making a budget and actually using it seemed… Read more

Best Frugal Hobbies For Adults

frugal hobbies for adults mydebtepiphany

Up until just a few years ago, I’d get so stuck when people asked me what I liked to do for fun. I always felt like it was a trick question. As an adult, it seemed so hard to find time for hobbies and fun outside of occasional outings with friends or date nights with… Read more

How To Negotiate Your Bills To Save Money

negotiate your bills mydebtepiphany

Expenses and bills are a normal part of life but they can certainly surprise us each month when they are higher than normal or just constantly on the rise.  Most people think that the only thing they can do is pay and hope for the best the following month or they try to negotiate but it… Read more

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I'm Chonce. Join me on my journey to balance finances with living a great life now and preparing for the future.

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I am a Certified Financial Education Instructor, but the content on this site is not professional advice. I speak from my own personal views and opinions. I may be compensated by a third party company either through advertisements, affiliate links, or reviews found on this site or in my email newsletter but I never recommend products or resources I don't believe in. Read more here.
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